Mortgage rates in context.
Track the weekly national average, then compare illustrative rates for common purchase and refinance scenarios.
The 30-year market average
A weekly national benchmark from Freddie Mac, not a rate LoanTree can lock for you.
Sample LoanTree scenarios
Illustrative purchase and refinance examples using consistent assumptions, so the comparison stays useful.
Purchase
Refinance
Read the whole offer.
- Interest rate
- The percentage used to calculate interest on the loan.
- APR
- A broader annual cost measure that includes certain fees.
- Points or credits
- Upfront cost or lender credit that changes the tradeoff.
- Monthly payment
- Confirm what is included beyond principal and interest.
- Cash to close
- The estimated amount needed at closing.
Rates can change at any time and are not a quote or commitment to lend. A mortgage professional can price your exact scenario.