Clear expectations for using this website.

Website content is educational and does not by itself constitute an offer to lend, loan approval, commitment, rate lock, legal advice, tax advice, or financial advice. Products, rates, payments, costs, and eligibility depend on the transaction and the applicable creditor.

Published loan terms, when available, identify the scenario, interest rate, APR, points or credit, repayment term, payment basis, timestamp, and material assumptions. Principal-and-interest examples exclude taxes, insurance, mortgage insurance, flood insurance, and association dues unless expressly stated otherwise. Terms can change or become unavailable before commitment or rate lock and remain subject to borrower, credit, property, and product approval.

An inquiry requests scenario pricing or a stated-information pre-qualification review. It does not authorize credit, guarantee a rate, or guarantee that a pre-qualification letter will be issued. The full application is a separate flow. Submitting an application requests review, but does not guarantee approval or obligate a borrower to accept a loan.

Do not misuse the website, attempt unauthorized access, interfere with its operation, submit information you are not authorized to provide, or violate applicable law.

Links to government agencies, NMLS Consumer Access, and other outside services are provided for convenience and independent verification. LoanTree does not control their availability, content, or privacy practices.

Electronic delivery requires separate consent. Phone, text, and email practices are described in the communication terms. Review the electronic delivery disclosure before agreeing to receive required records electronically.

LoanTree may revise these terms by posting an updated effective date. Material changes apply prospectively. Questions may be sent to info@loantreellc.com.

These terms are governed by applicable federal law and the law that applies to the relevant property, consumer, license, and transaction. Nothing in these terms limits rights that cannot lawfully be waived.